With this Gold Card, I give you a great fund of knowledge



OPINION: You are constantly told to respect those who are older and wiser than you, which is above all a brake. But no need to bite my lip anymore. The recent arrival of a Super Gold Card (which would be more precisely named the OK Gold Card), has proved the plastic confirmation of worldly wisdom.

If you’re one of the 15% of Kiwis over the age of 65, you’ll probably have a fair amount of wisdom already, but for the remaining 85%, it’s time to watch and learn. Statistics say I am among the wise, and statistics never lie.

Psychologists, in what is called the Berlin Wisdom Paradigm, argue that we accumulate evidence-based wisdom as we age.

A principle of wisdom is to never argue against a paradigm, especially when you don’t know what it is. So when this paradigm considers that there are five ways that age stimulates our brains, you can think of it as a gospel.

Albert Einstein was older and intelligent.


Albert Einstein was older and intelligent.

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Factual knowledge: know human nature.

Procedural knowledge: ways of dealing with the problems of life.

Contextualism of lifespan: an awareness and understanding of the many contexts in life, how they relate to each other and change.

Relativism: accept that there are individual, social and cultural differences in values ​​and life priorities.

Uncertainty: knowledge of the unpredictability of life.

You need a little of all. For example, a scientist might logically assume that everyone will get the Covid-19 vaccine when they see the facts, but human nature dictates that factors other than logic come into play.

Fear for one, politics for the other; acceptance of “alternative facts”, health and religious issues.

German psychologist Paul Baltes once proposed that a wise person should sympathize with another person’s problem. And so, I will (friends and family can look away and laugh at this point).

Here are my seven super-funded life lessons.

Records can eat away at your money unless you keep them for 40 years.  Then they are cool and retro.  Even Neil Sedaka.

Peter Macdiarmid / Getty Images

Records can eat away at your money unless you keep them for 40 years. Then they are cool and retro. Even Neil Sedaka.

Great: I now know that it is best to start saving about 45 years ago. Unfortunately, when I was a 20 year old idiot, I did the opposite. I bought some disks ($ 4.75 each, from memory). And running shoes (a lot over $). And beer. To compound the craziness when CDs replaced records, they were sold – about three decades before they all got retro and valuable. Running shoes wear out. The beer scared away money.

A house would have been a better investment. Or failing that, any investment. Three times in my youngest wisdom, super savings have been shattered. Stupid. Eventually, you might want to retire, which is a profession that doesn’t pay well. Even $ 10 a week saved plus interest is about $ 165,776 over 45 years, the Internet tells me. Sigh, I wish.

Bread costs money.  Then more money.


Bread costs money. Then more money.

Money: life is simple – you have money and others want you to get out of it. Some will give you no choice; they will take it by stealing your wallet, breaking into your home, imposing tariffs, road taxes and taxes, or raising the price of basic necessities such as gasoline, bread, toilet paper , blanks and golf balls. Whoosh there it goes.

In other cases, it is up to you to decide if you want to part with your money, but it can be difficult to decide. Cheerful people in swimsuits or colorful clothes, always with massive smiles, will dance on your TV extolling the merits of cash loans, soft drinks, take-out, cars that bring happiness and sunny vacations in the beach.

Even when you take the plunge, it’s not the end – there’s always a slightly better upgrade (like more expensive), a must-have add-on, or some form of insurance protection that favors a ‘tut tut’ silent when rejected.

Health is good.  But there are parts of your body that won't play along.


Health is good. But there are parts of your body that won’t play along.

Health: Hospitals and medical centers have checklists, with columns marked “yes” and “no”. When you start life, it’s all no, no, no column. Flu, no; cancer, no; deep vein thrombosis, no; kidney stones, no; heart problems, no; high cholesterol, no.

And then comes your first yes, a shock similar to the appearance of the first gray hairs. And then another yes. When enough yeses gang up on you, that’s it for you, it’s time to say goodbye. You don’t stay indestructible, like you thought you were in your teens and 20s. Your hair will turn gray and fall out, your eyes will become blurry, your teeth will come loose, and once reliable organs will become traitors.

Tyne Cot Cemetery in Ypres, Belgium.  The

Pool / Getty Images

Tyne Cot Cemetery in Ypres, Belgium. The “war to end the war” did not even live up to the label.

End of the world events: It happens every ten years, except on Twitter where it’s about every three minutes, even on a calm news day. As in the “yes” column (see above), one of these events will eventually end the world, unless something is done.

In the last 100 years and a bit, we have experienced WWI, the Spanish Flu, the Great Depression, WWII, the Cold War, the Cuban Missile Crisis, the JFK assassination, Vietnam, the Springbok tour, the Rainbow Warrior bombing, the nuclear testing in the Pacific, HIV / AIDS, the death of Princess Diana, the MMP, the All Blacks losing at the World Cup to an obvious forward pass, the September 11, the Gulf War, SARS, Covid-19 and global warming.

All of them have been touted as the end of the world as we know it, but here we are, diving into our Sunday diaries.

Basically it … happens over and over again. One way to pass is to shrug your shoulders and say “what now?” Another is to march, to protest and to protest, with the aim of forcing political change. And then the next generation will tell you “why haven’t you noticed apartheid? “And the one who follows will remember” why haven’t you done anything against pollution? Then it will be “Didn’t you see the alien invasion coming?” Nope.

Kiwis at Avondale Markets.

Western leader

Kiwis at Avondale Markets.

Everyone is different, mostly they are good (mostly): OK, there are ratbags, it’s just most of us never meet them, unless we work in the court system, have a shady landlord, need to buy drugs illegal or unlucky enough to be a security guard or bouncer. Unfortunately, women are more likely to meet horrible humans.

But most are just trying to get through, as events related to health, money and the end of the world try to derail the whole deal. Life is hard work. Bad things happen. Even the privileged; although more serious things happen if you are poor, out of work, in a bad domestic situation or have an addiction. It would be much easier if we were to accept that we are all in the same boat and largely share the same goals and feelings.

So many devices that save time, so little time.


So many devices that save time, so little time.

Time-saving devices are a waste of time: OK, the transition from discs where you had about 20 minutes of listening time, to CDs at one hour, to endless streaming, saved time. The same goes for TV recording or streaming. As for the rest, bah bullshit! Microwaves, high-tech washing machines, iPhones, tablets, laptops – a huge waste of time, everything. Life has become a rush of must-have information bombardment devices.

Once upon a time there was a TV commercial about the joy of laptops because they let you work on the beach. Why, why, why do I want to work on a beach? I only write this stuff so I can afford to go to the beach, without a laptop. The batteries constantly need to be recharged, which takes time. Sure, you can buy battery chargers, but they also need recharging, so what good is it, when that only doubles the agony? If watches and cars are so smart, why can’t they charge up? Find a way to relax away from the noise.

House prices keep increasing.  What to do?

Ricky Wilson / Stuff

House prices keep increasing. What to do?

Housing crisis: It was easier to save for a home in the 1980s, even with mortgage rates hitting an all-time high of 16.33%. On the other hand, if you invested wisely you would earn interest on your savings, there were no flat whites or mashed avocados on toast to waste your money, and education was much cheaper. And so my wise solution for the young people who are going through a housing crisis today is… I’m sorry, do you think I’m some kind of supercomputer?

Give me another 20 years to become even wiser.

Let’s not crimp, let’s do 40, some solutions need time.


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