skip to main content

OppLoansOppUPersonal FinancePersonal Loans

Personal Loans

Personal loans usually have fixed terms, fixed interest rates, and fixed payment schedules. From a wedding to a car repair to an unexpected expense, these loans can be used to finance just about anything. Some lenders will have restrictions on what the loan can cover.

Personal loans can also help you consolidate your credit card debt. Instead of paying off several credit card debts, a debt consolidation personal loan can give you a single lower monthly payment.

Personal Loans Categories

Bad Credit Loans Car Loans Cash Advance Credit Cards Emergency Loans Home Loans Installment Loans Loans No Credit Check Loans Payday Loans

Bad Credit Loans

View All

woman holding cell phone

What is a Bad Credit Loan?

February 2nd, 2023

man and woman with their hands on their faces learning about 8 reasons to say no (or yes) to store credit cards

8 Reasons to Say No (or Yes) to Store Credit Cards

November 19th, 2020

man wearing a white shirt and black tie explaining how to get a loan with bad credit

How to Get a Loan with Bad Credit

May 28th, 2020

woman holding cell phone

What is a Bad Credit Loan?

January 7th, 2020

View All

Car Loans

View All

man driving car

How Can I Use a Personal Loan for Auto Repair Expenses?

February 20th, 2021

young man and woman asking salesman if they can get a title loan without a car title

Can You Get a Title Loan Without a Car Title?

December 24th, 2019

How To Tell If Your Car Loan is Predatory

November 21st, 2018

Yes, You Might Need a Credit Check to Rent a Car

June 14th, 2018

View All

Cash Advance

View All

What is a Cash Advance?

August 7th, 2020

young man wearing worker's vest and gloves wondering is there a better option than the nearby pawn shop?

Is There a Better Option Than the Nearby Pawn Shop?

September 13th, 2019

woman smiling while working on computer

5 Alternatives to an Expensive Cash Advance

March 12th, 2019

man with glasses wearing a white shirt and black tie asking will a cash advance show up on your credit report?

Will a Cash Advance Show up on Your Credit Report?

June 11th, 2018

View All

Credit Cards

View All

young woman questioning if she should skip a bill payment this month

Choosing Between a Personal Loan and Credit Card

April 11th, 2022

man scratching his head wondering how to compare credit cards

How to Compare Credit Cards

July 15th, 2020

young woman with long hair holding a credit card

How Many Credit Cards Should I Have?

June 9th, 2020

woman with long hair and glasses holding her finger to her chin in a pensive pose

Are 0% APR Offers a Scam?

August 20th, 2019

View All

Emergency Loans

View All

young couple learning how to build and boost their credit while paying down debt

Financial Tips Before Receiving Your First Paycheck

October 24th, 2023

Woman sitting cross-legged on a couch with her chin in her hand

How Can I Get Help Paying My Rent?

September 9th, 2021

Can Personal Loans Be Used for Medical Debt or Medical Emergencies?

March 19th, 2021

Does Medical Debt Really Go Away After Seven Years?

September 18th, 2020

View All

Home Loans

View All

A male-female couple sitting closely on a coach huddled over an ipad together

Mortgage Basics

May 13th, 2021

african-american couple hugging and wondering does refinancing a mortgage save you money?

Does Refinancing a Mortgage Save You Money? It Depends

July 11th, 2020

older woman with her hand on her chin wondering do reverse mortgages target the elderly?

Do Reverse Mortgages Target the Elderly?

May 15th, 2019

older woman with her hand on her chin wondering Can You Take out a home equity loan if you have bad credit?

Can You Take out a Home Equity Loan if You Have Bad Credit?

October 4th, 2018

View All

Installment Loans

View All

man with beard wearing denim shirt with his hands in the air

Payday Loan vs Installment Loan, Which is Better?

February 8th, 2024

man in white t-shirt with hand on his chin

Do Installment Plans Hurt Your Credit Score?

January 8th, 2024

Two women standing and huddled together over a cell phone. Both are holding shopping bags.

Your Guide to Holiday Loans

November 11th, 2021

man carrying woman

What is a Personal Loan?

October 7th, 2021

View All

Loans

View All

young man with his hand on his chin learning how to avoid getting scammed on craigslist

What Do I Need to Apply for a Personal Loan?

March 22nd, 2024

man with beard and glasses looking through a magnifying glass to find out what the debt spiral is

What Documents Are Required for a Personal Loan?

March 20th, 2024

closeup of man with beard wearing denim shirt

What is a Signature Loan?

January 8th, 2024

young man with beard and glasses explaining 6 ways to alleviate the impact of coronavirus on your wallet

Why Personal Loan Repayment Timelines Are Important

November 2nd, 2023

View All

No Credit Check Loans

View All

woman working on laptop

The Ultimate Guide to No Credit Check Loans

September 23rd, 2020

young woman with long hair and glasses wondering do no credit check loans show up on your credit report?

Do No Credit Check Loans Show up on Your Credit Report?

April 12th, 2019

young woman at desk weighing the pros and cons of a loan with no credit check

Looking for a Loan with No Credit Check? Here Are the Pros and Cons

January 29th, 2019

young man with glasses wondering is guaranteed approval a real thing?

Is Guaranteed Approval A Real Thing?

August 28th, 2017

View All

Payday Loans

View All

woman holding her hands up asking what are check cashing stores?

What are Check Cashing Stores?

December 25th, 2018

man with beard and glasses with advice on how to protect yourself from payday loan call scams

How to Protect Yourself from Payday Loan Call Scams

July 2nd, 2018

View All

LCR-4954

Guides : Bad Credit Loans | No Credit Check Loans | Installment Loans | Personal Loans | Cash Advance

California Residents, view the California Disclosures and Privacy Policy for info on what we collect about you.

By clicking Continue, you will be taken to an external website that is not operated or managed by OppFi. Please be advised that you will no longer be subject to, or under the protection of, OppFi's privacy and security policies. We encourage you to read and evaluate the privacy and security policies of the site you are entering, which may be different than those of OppFi. Further, OppFi is not responsible for and does not endorse, guarantee, or monitor content, availability, viewpoints, products, or services that are offered or expressed on external websites.

Continue Cancel