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Credit Scores

Most major financial purchases will require you to have a credit score. 

Lenders use credit scores to determine a borrower’s creditworthiness by evaluating how likely you are to pay back a loan. Generally, the higher your credit score, the more favorable your loan terms and interest rates will be. If you have a bad credit score, it may be harder to qualify for a loan, credit card, mortgage, or even a car loan.

Some of the factors used to determine your credit score include your credit utilization ratio, debt, payment history, and the length of your credit history.


California Residents, view the California Disclosures and Privacy Policy for info on what we collect about you.